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THE PROGRAM DEFINED

National HealthCare ACCESS-Club� (Club) showcases an innovative solution from the cutting edge of managed health care.

We offer employed (full or part time) and un-employed (students, retirees, in-between job, disabled, undocumented residents, tourists, etc.) uninsured and underinsured people access to a practical and easy to apply discounted health care purchasing program.

This program was developed for those people who are not enrolled in insurance programs and for people who wish to expand their access to additional health care services not covered by their current insurance plan (typical not covered services include: dental, plastic surgery, vision, etc.)

Access is simple. SILVER PLAN In some states. Members pay for an yearly membership fee. This is a point of service program (pay at the provider's office)

In other states such as California, there is no cost to join, Members just pay a percentage of savings (the same as the GOLD PLAN).

GOLD PLAN Member pays a percentage of savings only when they use the membership. Therefore no risk to our members. No savings - no payment to NHAC for its services!

In our programs members pays for the health care services when performed by the health care provider, saving typically 30% to 50% off the usual, customary and reasonable (UCR) charges. Club has contracted with national health care networks in various health care disciplines. Club Members, therefore, have access to thousands of health care providers throughout the country.

Club's plan has been enthusiastically accepted by employers and the general public.

We offer our program to:

SELF EMPLOYED
UNINSURED
UNDERINSURED (individually or through employers, associations, and unions, etc.)
PART TIME EMPLOYEES
SELF-EMPLOYED
SUBCONTRACTORS
RETIRED

Additional benefits for joining NHAC

NO WAITING PERIOD - You can go to the doctor TODAY if you need to, and start saving money right away.
ALL PRE EXISTING CONDITIONS ACCEPTED - If you are insured and your insurance company will not insure or cover pre-existing conditions we are here to assist. All pre-existing conditions are accepted. This means that you can be seen by our contracted providers and you will be able to save considerable. Why pay full price.
NO LIMIT ON VISITS OR SERVICES - You can go to the health care provider as often as you like & get whatever services you need.
MEMBERSHIP OPEN TO THE WHOLE FAMILY - For both children & adults.
INSURANCE NON-COVERED SERVICES ACCEPTED - Insurance companies don't cover many services or products, such as weight control, smoking cessation, hair transplants, cosmetic surgery,

dental, prescription drugs, chiropractic, vision, hearing, behavioral health and others, etc. You can purchase them through NHAC and save!
SPECIALISTS INCLUDED - Most types of medical providers, Plastic/Cosmetic Surgeons, Periodontists, Endodontists, & Oral Surgeons, Maxillofacial Surgeons, Orthodontists, and Prosthodontists.
ALL ONGOING MEDICAL PROBLEMS ARE ACCEPTED - Even if you have had a health problem for a long time.
NO DEDUCTIBLE - Begin saving on your first visit.
NO AGE LIMIT - On all of our health benefits!
NO CLAIM FORMS - No one likes paperwork.
NO LONG TERM CONTRACTS - Cancel anytime.
YOU CAN CHANGE DOCTOR OR HEALTH CARE PROVIDER - Go to any provider on our provider list whenever you want, without having to notify anyone.
TOP HEALTH CARE PROVIDERS - Only fully qualified and licensed providers participate in this plan.
INCLUDE EVERYONE - Grandparents, nieces, roommates, etc. are all covered with the plan without a fee to join! As long as everyone lives at the same mailing address they get their membership!
NO MEMBERSHIP SIGN UP FEE - In California we do not charge a fee to join!
NON RESIDENTS, UN-DOCUMENTED, IMMIGRANTS, TOURISTS ACCEPTED - Here on vacation and need to buy health care? You are eligible to become a member. Are you in and out of the US without a visa? You are eligible to become a member. We do not discriminate on any basis!
AN EMPLOYER BASED FLEXIBLE SPENDING ACCOUNT (aka, cafeteria plan or 125 plan) where Members can save an additional 30% of health care costs by paying for health care with pre-tax dollars!!